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7 Questions to Ask Yourself Before Making a Move in 2026

Shelly O'Neil December 30, 2025

The end of the year has a way of slowing everything down.

Life gets quieter. The calendar opens up just enough. And that’s usually when a thought that’s been hanging out in the background finally gets some air:

“Should we make a move next year… or just stay put?”

If that question has crossed your mind, even casually, you don’t need an answer yet. You don’t need a plan, a timeline, or a decision.

What does help is asking the right questions now, the kind that bring clarity without pressure.

Here are seven simple ones to walk through if a move is anywhere on your 2026 radar.

1. What’s Really Behind the Thought of Moving?

People don’t usually think about moving out of nowhere. Something triggers it.

Ask yourself:

  • Is this about a lifestyle shift, space, location, family needs?

  • Is it more about finances or monthly costs?

  • Do we feel stuck… or just curious about what else is out there?

One of the most important distinctions is whether this feeling is coming from discomfort or opportunity. Those lead to very different decisions, timelines, and outcomes.

2. Is This About Timing or Readiness?

A lot of people say, “We’re just waiting.”
A better question is: “What would need to feel clearer before we move?”

Think about:

  • Are we waiting on the market, or clarity in our own situation?

  • Is there a milestone we’re hoping to hit (job change, school year, savings goal)?

  • If nothing changed for another year, how would that actually feel?

This isn’t about urgency. It’s about understanding what’s missing.

3. What Are We Most Afraid Might Go Wrong?

Hesitation usually isn’t random, it’s just unnamed.

Try calling it out:

  • What specifically worries us about moving?

  • Is it financial risk, regret, disruption, or the unknown?

  • If we knew how to protect against that risk, would this feel different?

 

4. If We Wait, What Are We Hoping Will Change?

Waiting feels safe, but it’s still a decision.

Ask yourself:

  • Are we waiting for rates to come down, prices to change, or confidence?

  • If those things don’t change the way we expect, how long would we wait?

  • What’s the tradeoff of staying exactly where we are for another year?

There’s no right or wrong answer here. 

5. What Outcome Matters Most to Us?

Every move comes down to priorities.

Consider:

  • Are we focused more on monthly comfort or long-term equity?

  • Is flexibility more important than maximizing price?

  • Are we trying to minimize stress, maximize opportunity, or something else?

There’s no universal “right” answer, but clarity here makes every future decision easier and less emotional.

6. What Would Make This Feel Like a Smart Decision Looking Back?

Instead of trying to predict the market, flip the question.

Imagine it’s late 2026 and you’re looking back. What would make you say,
“I’m really glad we handled it that way.”

Ask yourself:

  • What would make us feel confident in how we approached this?

  • Would we regret rushing, or regret not preparing?

  • What would make this feel intentional instead of reactive?

Most good outcomes come from preparation, not perfect timing.

7. What Information Would Reduce Guesswork Right Now?

You don’t need all the answers to move forward. You just need fewer unknowns.

Clarity often comes from:

  • Understanding your real buying or selling range

  • Knowing what options actually exist 

  • Having a loose plan even if it’s a year out

Final Thought

You don’t need to commit to anything before you’re ready.

But if a move is even loosely on your 2026 radar, the smartest first step isn’t scrolling listings or watching the market every week.

It’s getting clear on what actually matters to you.

And if you ever want to talk through those questions with real numbers, real options, and zero pressure, that’s a conversation worth having. https://links.townsites.com/widget/bookings/intro-call-with-shelly

 
 

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